Chase Credit Card - Collection. How much can I get removed?
So my debt with Chase recently got sent to a CA called ARS. I'm planning on paying off the requested amount tomorrow but I want to try PFD. I just want to know if I actually can get them to delete the items can they delete the entire history (late payment history etc) or only the collection status? I have 2-3 collections and my scores around 510. If I pay the debt off how much would it likely increase? I read calling and immediately asking for a manager is a good way to go about the PFD. What would you suggest?
Re: Chase Credit Card - Collection. How much can I get removed?
Sorry this happened. You can try for PFD since you'll be paying it off. ARS isnt known to do so. As far as Chase and GW letters. They rank up their also for not doing GW's. I cant recall if any GW success stories with Chase has popped up on here. If you can get ARS to budge would probably be your best hope. Good Luck!!!!!!!!!!!!
My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.