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Chase mortgage "Transferred to Another Lender" still shows

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Regular Contributor

Chase mortgage "Transferred to Another Lender" still shows

I have a primary home and an investment property. Our payments on both mortgages went South during a rough patch. When we recovered and began paying on-time again, both BofA and Chase, respectively, sold the loans (I would too). The BofA loan no longer appears on my CR, and now the full history is shown by the acquiring lender of that loan. However the Chase loan still shows their history, whereas the acquiring lender only shows their portion, from 2016 onwards. Is there any way to get the Chase portion of this loan history removed from my CR?

 

chase yuck.jpg

Aug 2019: EQ 713, EX 698, TU 708 (Mar 2017: 550's)

AAoA: 8.6 years, Gardening Goal: Spring 2020
Message 1 of 4
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Valued Contributor

Re: Chase mortgage "Transferred to Another Lender" still shows

You can dispute inaccurate reporting of this tradeline... or payment experience. Balance owed or original etc...








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Message 2 of 4
Moderator

Re: Chase mortgage "Transferred to Another Lender" still shows


@MyDataMyChoice wrote:
You can dispute an accurate reporting of this tradeline... or payment experience. Balance owed or original etc...

I believe  you mean an inaccurate reporting can be disputed.

 

OP: You are going to want to use the GW letter to ask that it be removed

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 3 of 4
Regular Contributor

Re: Chase mortgage "Transferred to Another Lender" still shows

gdale6, thank you for the suggestion and lead on the GW sample letters. One of those templates matched our circumstances perfectly and frankly, I couldn't have written it any better myself.

 

A GW letter will be dispatched post haste!

Aug 2019: EQ 713, EX 698, TU 708 (Mar 2017: 550's)

AAoA: 8.6 years, Gardening Goal: Spring 2020
Message 4 of 4
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