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Chexsystems Update Time

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bichonmom
Senior Contributor

Chexsystems Update Time

Does anyone know how long it takes for Chexsystems to update your report after you pay off an item that is reporting on there? 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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GZG
Senior Contributor

Re: Chexsystems Update Time


@bichonmom wrote:

Does anyone know how long it takes for Chexsystems to update your report after you pay off an item that is reporting on there? 


the bank has to push an update to chex, just like any other credit report, how long it takes after that, I'm not sure anybody knows. 

 

if it's reporting inaccurately, you do have the right to dispute it and provide proof of the balance or ask the creditor to remove their reporting now that it's paid and you're really sorry and you won't ever do it again

Starting FICO 8:
Current FICO 8:



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