Good news after checking up on my Capital One free credit report today.
After falling up to 120 days behind for several months back in 2015 after getting hurt at work, and catching up and still current now......Citi finally removed 9 months of late payments from 2015. After a year plus of sending goodwill letters, especially to their corporate office, and getting some of my letters returned to me telling they will stop opening mail from my return address....I used the saturation technique finally and sent them to every Citi address I could find including their NewYork corporate address. So I cannot tell for sure what address worked.
It feels good to finally get this one done, now only if I can crack Capital One for the same time frame. I thought Capital One would be easy considering they never closed my cards when I fell behind, I am current and back to using them again. So we'll see after round 4 of Capital One letters go out this week.
Amazing. Perfect example of how persistence pays off. Great Job and Congrats!
Any idea of what effect the removal of the late pays have had on your scores?
Many many congratulations,
Can you message me those addresses you used. I am trying to get a charge off removed. Thanks
Hi and congrat on the goodwill letter for citi bank.
I'm trying to send goodwill letter to citibank also, can you give me an example of your letter that works.
Thank you, everyone. I just sent out another round to CapOne so hopefully, that will change also. As for addresses, just Google CitiBank address. I don't remember them off hand and don't have them written down anymore now.