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Cleaning Up My Credit

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fancyMe07
Established Member

Cleaning Up My Credit

hello all,

 

i am very happy that i finally made it to 600 range again. it took me a long time to get back in the "fair" bracket, but i couldn't be more happier and proud of myself. my 2017 goal is 733. with that being said, my fico scores are different and i dont quite understand. 3 questions

 

1. why is equifax lower than the other two? is there something that i am not doing that is reflecting primarily on my equifax score?

2. how can i get my overall score? is it the average of all 3 score?

3. to accomplish my goal of 733 by 1/30/17, what are some tips?

 

 

FICO1/30/16: EQ = 618  TU= 640  EX= 649

Goal: 733

 

Starting Score: 512
Current Score: 650
Goal Score: 733 across the board


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1 REPLY 1
OMW2_HighAcheiver
Established Contributor

Re: Cleaning Up My Credit

Regarding #1, keep in mind each credit report doesn't reflect the same information. Have you pulled your reports from each of the 3 burueas to compare? Order them directly from EQ, TU and EX. Not credit monitoring services.




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