Closed fed loan account with late payment remarks

[Anonymous]

Hey I’m new to the forums. I was wondering if I can get this stuffed removed off my report . I have 9 late payment remarks on my fed loans but the accounts are closed . I’m now paying my student loans back via Nelnet. Since I’ve been with them I haven’t missed a payment( about 8 months now). Any help would be appreciated. Thanks in advance 

[Anonymous]

Anybody??

[Anonymous]

Start writing goodwill letters-

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-...

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-St...

[RobertEG]

Some types of federal loans have required reporting requirements under provisions of the Higher Education Act, and cannot be removed until the loan is paid.  Closing of a loan via consolidation, etc. without the loan being repaid is not sufficient.

If your loan requires reporting, it is also exempt from the normal credit report exclusion provisions set forth in the FCRA for exclusion of derogs.

[Anonymous]

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@RobertEG wrote:

Some types of federal loans have required reporting requirements under provisions of the Higher Education Act, and cannot be removed until the loan is paid.  Closing of a loan via consolidation, etc. without the loan being repaid is not sufficient.

If your loan requires reporting, it is also exempt from the normal credit report exclusion provisions set forth in the FCRA for exclusion of derogs.

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+1 

There's a possibility you could try a retroactive forbearance through the old servicer (?), but I don't know if you'd qualify or if they have any incentive given you're no longer with the same servicer. Never hurts to try though imo.