I can't help with the parking tkt.......but because the CA just got it in 2002....it is should be past or very close to CRTP...................I would send them a DV CMRRR
Make sure that they give you all info on the tkt....name addy license # and tag # awhile back many of these showed up & they were all wrong.
Collector: MED1 02 CALIF EMERGENCY PHYSICIANS
Date Open: 10-2006
Balance Date: 12-2006
Balance Amount: $42
Status: UNPAID
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Collector: BAY AREA RADIOLOGIST
Date Open: 03-2007
Balance Date: 08-2007
Balance Amount: $42
Status: Account seriously past due
Medical very different then all other debt First send this letter to all CRAs reporting for the CA Do NOT contact the CA!!!!!!!
Wait until the dispute is closed. If not deleted there is a follow up letter to send to the OC
To protect your rights under HIPAA, you should not write or correspond with a Collection Agency regarding a medical collection account within SOL.
This process is not applicable if the account is valid and you are unable to pay. The medical claim must either be paid, inaccurate, or you are prepared to remit the valid correct amount due with the HIPAA letter.
The Pre-HIPAA letter is sent to the CRA to dispute medical collection accounts on your CR that are within SOL and are: paid, valid but unpaid, "not mine" or inaccurate.
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Dispute a paid medical collection directly with the CRA and they should delete. If not deleted, but verified, send HIPAA letter (Whychat's process - insert b).
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Dispute valid but unpaid medical collections because you need the CRA to verify the balance. There may be no valid balance due and the CRA will delete. Only after the CRA has verified and you agree that the amount is correct is the HIPAA letter sent with payment (Whychat's process - insert a). The payment amount should be the same amount as was verified by the CRA and on your CR.
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If the medical collection account is "not mine" or inaccurate, you need to have disputed the medical collection listing with the CRA. Only after the CRA verifies and does not delete an invalid or inaccurate medical collection do you send the HIPAA letter (Whychat's
send this letter CMRRR to all CRAs reporing ( not to the CAs)!
- Dear CRA,
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- My name is xxxxx xxxxxx , my SS # is xxx xx xxxx.
- I am sending this dispute certified mail # xxxx to make sure you receive it.
- I have no knowledge or records of account # xxxxx reported by xxxxxxx
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- Please advise me as to the name and address of the medical provider, the date and type of service,and to whom the service was provided, as any account I might have had would be obsolete.
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- If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies.
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If you can not obtain The information from the original creditor within the required time frame (30 days) Please delete this account from my CR.
Please mail me an updated report when this dispute is completed.
- Very truly yours,
- xxxxxx
ADDY