@Remedios wrote:
@simplegirl wrote:
The thing that confused me about midland is they will delete 2 years from the DOFD and not from when they bought the account.We can annotate that next to CA name.
Is Portfolio same way?
Also, will payments in installments and settlements also result in deletion?
Portfolio deletes no matter what 30 days after payment. It doesn’t matter if you settle or pay in installments it will just get deleted after last payment. As Astra is the same way as Midland. Source Receivables will probably only do it if you pay in full. National Credit doesn’t answer PFDs.
Starting Score: 494 503 521
Okay, so I've edited the first post so it's less goofy.
Please feel free to add, and I'll do my best to keep the first post updated and as current as possible.
Thank you all for your contributions to the community. You rock (some might even roll) 
Yeah but some of these CAs state it on their company websites.
If you like. I'll grab from the CA's website their policy for your first post. Hmm. No 2 yrs now?
Portfolio: Your account will be considered paid-in-full or paid-in-full for less than the full balance after your final payment is successfully posted. Within approximately 30 days of your final payment successfully posting, we will request the credit reporting agencies delete the PRA tradeline related to your account from your credit bureau report.
Midland: Per our policy, we stop credit reporting on accounts that are Paid in Full or Paid in Full for less than the full balance and more than two years past the date of delinquency.
Ad Astra Recovery Services, Inc. intends to request the removal of reported tradelines associated with an account that has been paid in full or settled, and where more than two years have passed since the account’s date of delinquency. We may have other obligations under the law to delete a tradeline.
