Collection agencies that do PFD

[Remedios]

Thank you

I've been meaning to edit changes, but I kept forgetting 🤷‍♀️

[Anonymous]

Did they only delete because you asked or do you think they would delete automatically after payment?

[Anonymous]

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@Anonymous wrote:

These arent huge collection agencies, but maybe add them to the list as I have verified 100% they do PFDs and even give you a letter? So far I've done:

MARS Inc

Afflilated Management Services

Caine Weiner

This place says they absolutely WILL NOT report "inaccurate" info, etc, etc: Delivery Financial Services

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Thank you!

Was looking for more info on Caine Weiner! Was it only for PIF or also settlements/payment plans? Just curious, thx!

[Anonymous]

I PIF with this one as with lower balances of 200-300 and such, there isn't much wiggle room anyway. You might try to negotiate with the manager or something because a lot of other places are doing PFD even on settled accounts.

[Anonymous]

Hey!

No worries, it is only $97, so I have no issue with PIF, I just figured if you had the DP it could help others that owe lots more $$$.

Thanks!

[Anonymous]

I just want to give an update regarding LVNV Funding (Credit One). When I arranged a payment arrangement with them I didn't know anything about the PFD I just wanted to settle it. So there's no PFD agreement. I paid 80% of what I originally owe and last month was my last payment. With my credit report this month it's deleted on my EX & EQ report. I'm still waiting for it to update on my Transunion. 

Just another proof that LVNV Funding do delete their tradeline when you PIF or Settle. 

[AllZero]

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@Anonymous wrote:

I just want to give an update regarding LVNV Funding (Credit One). When I arranged a payment arrangement with them I didn't know anything about the PFD I just wanted to settle it. So there's no PFD agreement. I paid 80% of what I originally owe and last month was my last payment. With my credit report this month it's deleted on my EX & EQ report. I'm still waiting for it to update on my Transunion. 

Just another proof that LVNV Funding do delete their tradeline when you PIF or Settle. 

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Congratulations on your success!

[FireMedic1]

Congrats! They just changed their policy a few months ago. Guess they saw it was profitable. They used to be a no way Jose we aint deleting nada.

[Anonymous]

WAYPOINT RESOURCE GROUP deleted for me first round of certified mail from all 3 CRA

[kflo01]

Not sure if this can be found elsewhere but let's start a list of collection agencies....and orginal creditors also that will delete on payment without needing to negotiate a PFD beforehand. I'll start.

Midland Funding

Portfolio Recovery Associates 

Resurgent Capital Services

Let's keep them coming this could become a sticky.