Collection agencies that do PFD

[Remedios]

On it. Thanks! 

[Anonymous]

Medicredit- Have been successful getting debt recalled and removed if paid with OC first. 

[Anonymous]

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@Remedios wrote:

Please feel free to add your own experience with collection agencies and I'll try to keep the list current. 

One big caveat to this list are medical collections. There are other possible ways of dealing with those, so if your CA is not on the "will delete" list, it's still possible to get them removed. 

Will delete 

Portfolio Associates - will delete per statement on their website. Installment payments and settlements get deleted, too

Midland Collections - will delete 2 years after DOFD per statement on their website. Installment payments and settlements get deleted, too

Add Astra - will delete 2 years after DOFD per statement on their website Installment payments and settlements get deleted, too

Williams & Fudge - will delete and will provide letter stating so. 

Cavalry Portfolio Services - will delete per statement on their website. Installment payments and settlements get deleted, too

CF Medical LLC - will delete and will provide letter stating so. Must be paid by certain date, okay to settle for less. 

AFNI - will delete, irrespective of the age of the delinquency

Might delete 

Source Receivables - If paid in full. Might require some leg work. 

EOS CCA - Will delete with some work

Enhanced Recovery - Really mixed bag. Most deletion occurred when debt paid to OC and asked to be recalled beforehand. 

Most likely will not delete 

National Credit

LVNV Funding

Allied Business Services

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Fantastic job, thank you

[Aspireto850]

Thanks for compiling this list. Can you post this on the main resource page so it’s easy to find?

[Remedios]

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@Aspireto850 wrote:
Thanks for compiling this list. Can you post this on the main resource page so it’s easy to find?

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If in time we've compiled enough data and thread proves to be useful, we can certainly ask mods how they feel about adding it 

In the meanwhile, we can test drive it and see how much value it provides, and how often we need to link to it or bump it 

[Anonymous]

Awesome thread!

-Common Wealth Financial will PFD with email.

[Anonymous]

Aargon Agency loves PFD arrangements. 

[Remedios]

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@Anonymous wrote:

Aargon Agency loves PFD arrangements. 

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@Anonymous  Do they provide anything in writing or is it verbal agreement? 

Thank you 

[Anonymous]

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@Remedios wrote:

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@Anonymous wrote:

Aargon Agency loves PFD arrangements. 

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@Anonymous  Do they provide anything in writing or is it verbal agreement? 

Thank you 

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They put a letter in your document service on the website which you can send to the CRAs as proof of payment or you can just wait for them to take it down themselves in a few weeks. The letter addresses each CRA and asks for them to take down the account record with no further details. 

[Anonymous]

I recently received a very easy, immediate PFD response from Americollect Inc. I sent a fairly standard PFD letter via certified mail with delivery receipt. Just got back a reply stating that the OC has agreed to settling for 20% less. (I originally offered 40% less.) I had already tried to recall the debt and pay the OC but they said they could not. They also included a form for "Formal Request for Credit Bureau Removal" right with the letter.