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Collection agencies that do PFD

Remedios
Moderator

Re: Collection agencies that do PFD

Thank you

I've been meaning to edit changes, but I kept forgetting 🤷‍♀️

When someone asks you *What's wrong*, and you're not sure if you want to start listing it in alphabetical or in order of importance.
Message 51 of 128
buildingafuture
Frequent Contributor

Re: Collection agencies that do PFD

Did they only delete because you asked or do you think they would delete automatically after payment?




Message 52 of 128
LaHossBoss
Valued Contributor

Re: Collection agencies that do PFD


@coerciondotde wrote:

These arent huge collection agencies, but maybe add them to the list as I have verified 100% they do PFDs and even give you a letter? So far I've done:

MARS Inc

Afflilated Management Services

Caine Weiner

 

This place says they absolutely WILL NOT report "inaccurate" info, etc, etc: Delivery Financial Services


Thank you!

 

Was looking for more info on Caine Weiner! Was it only for PIF or also settlements/payment plans? Just curious, thx!




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Message 53 of 128
coerciondotde
Regular Contributor

Re: Collection agencies that do PFD

I PIF with this one as with lower balances of 200-300 and such, there isn't much wiggle room anyway. You might try to negotiate with the manager or something because a lot of other places are doing PFD even on settled accounts.

Saks 5th $500 / Kohls $1500 / CreditOne $800 & CreditOne $800 / CapOne Walmart MC $550 / Cap One Plat $300 / Dell Charge Card $3,500 / CU Auto Loan 16K @ 5.5% / Jared Store Card $5,100 / Kay Jewlers $5,100 / Apple Card $250
Message 54 of 128
LaHossBoss
Valued Contributor

Re: Collection agencies that do PFD

Hey!

 

No worries, it is only $97, so I have no issue with PIF, I just figured if you had the DP it could help others that owe lots more $$$.

 

Thanks!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 4•21 | EQ [F8 651] [F9 645] [EQ5 678] [VS3 630] | TU [F8 713] [F9 684] [TU4 721] [VS3 639] | EX [F8 640] [F9 651] [EX2 655] [VS3 625]
Goal Score: 670 [X] TU


Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 4•21 | EQ [F8 661] [F9 620] [EQ5 677] [VS3 627] | TU [F8 684] [F9 658] [TU4 639] [VS3 625] [VS4 666] | EX [F8 712] [F9 684] [EX2 669] [VS3 642]
Goal Score: 670 [X] TU [X] EX


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Message 55 of 128
GreenApple128
Established Member

Re: Collection agencies that do PFD

I just want to give an update regarding LVNV Funding (Credit One). When I arranged a payment arrangement with them I didn't know anything about the PFD I just wanted to settle it. So there's no PFD agreement. I paid 80% of what I originally owe and last month was my last payment. With my credit report this month it's deleted on my EX & EQ report. I'm still waiting for it to update on my Transunion. 

 

Just another proof that LVNV Funding do delete their tradeline when you PIF or Settle. 

Message 56 of 128
AllZero
Super Contributor

Re: Collection agencies that do PFD


@GreenApple128 wrote:

I just want to give an update regarding LVNV Funding (Credit One). When I arranged a payment arrangement with them I didn't know anything about the PFD I just wanted to settle it. So there's no PFD agreement. I paid 80% of what I originally owe and last month was my last payment. With my credit report this month it's deleted on my EX & EQ report. I'm still waiting for it to update on my Transunion. 

 

Just another proof that LVNV Funding do delete their tradeline when you PIF or Settle. 


Congratulations on your success!

Message 57 of 128
FireMedic1
Super Contributor

Re: Collection agencies that do PFD

Congrats! They just changed their policy a few months ago. Guess they saw it was profitable. They used to be a no way Jose we aint deleting nada. Smiley Happy

Message 58 of 128
immauser
Established Member

Re: Collection agencies that do PFD

WAYPOINT RESOURCE GROUP deleted for me first round of certified mail from all 3 CRA

Message 59 of 128
kflo01
Contributor

List of Collection Agencies That Delete on Payment

Not sure if this can be found elsewhere but let's start a list of collection agencies....and orginal creditors also that will delete on payment without needing to negotiate a PFD beforehand. I'll start.

 

Midland Funding

Portfolio Recovery Associates 

Resurgent Capital Services

 

Let's keep them coming this could become a sticky. 

 

 

Message 60 of 128
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