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Collection agencies that do PFD

Rebuild2022
Super Contributor

Re: Collection agencies that do PFD


@LaHossBoss wrote:

Diversified Consultants looks like they are going out of business. They came off all 3 CRs, I got in touch with Sprint to see if my account had been forwarded to another CA, they said no, I paid, and now free of this CA reporting on my CRs. Others may find now is a great time to deal with the OC.

Thanks for the information. It is good to know.

Gardening since 08/2020
Message 71 of 128
msmasochst
Valued Member

Re: Collection agencies that do PFD

Does anyone know - Does Fidelity automatically delete? Or do you have to request, even though they won't provide anything in writing?

Message 72 of 128
sjt
Senior Contributor

Re: Collection agencies that do PFD


@msmasochst wrote:

Does anyone know - Does Fidelity automatically delete? Or do you have to request, even though they won't provide anything in writing?


To be safe, I would request it and ask when it would be deleted.

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Message 73 of 128
dacv01
Contributor

Re: Collection agencies that do PFD

Thanks for your post- gave me the motivation to call Caine & Weiner to PFD a 108 Collection. Also wanted to add my 2c- Credit Collection Services which I just paid in full will be deleting as well Smiley Happy



FICO: 620 Exp, 5 Inquiries, AAoC 4 years, AoOA 6 years, 11 months as of August 2020
Message 74 of 128
Remedios
Moderator

Re: Collection agencies that do PFD

Thanks. Post has been updated 

One of these days I'll remember to make it all pretty when using laptop.

Editing posts on the phone is pain, and I'm grateful I didnt nuke whole thing accidentally every time 

When someone asks you *What's wrong*, and you're not sure if you want to start listing it in alphabetical or in order of importance.
Message 75 of 128
Chandler455
Established Contributor

Re: Collection agencies that do PFD

I know it says here Penn will most likely not delete but, dw has an old electric bill due to fall off early 2021, from the looks of bbb website they actually seem like nice people, and admit right there they deleted some for people, any strategy to take care of this?

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Message 76 of 128
Mr_Mojo_Risin
Valued Contributor

Re: Collection agencies that do PFD

Choice Recovery will do PFD. They deleted a med collection of mine recently and it updated today with CRA's. This is the second they've deleted for me. 

 

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Message 77 of 128
Rebuild2022
Super Contributor

Re: Collection agencies that do PFD

Does any one know if Security Credit Services will do a PFD ?

Gardening since 08/2020
Message 78 of 128
ChrisG8
Established Member

Re: Collection agencies that do PFD

Jefferson Capital Systems - recently completed PFD with them, definitely UNDER 2 years from DOFD.

 

Also, TU and EQ were deleted less than 30 days after payment, but EX took two months, a stern phone call, and a dispute (they were reporting a full, past due balance two months after I paid, and was deleted one day after dispute opened.) Just beware, you may have to chase them, but it can be done!

Message 79 of 128
LaHossBoss
Valued Contributor

Re: Collection agencies that do PFD

I know AD Astra is on the list already, just wanted to update that they were willing to PFD via settlement.

 

The CA was well outside 2 years past dues - 1886 days, to be exact lol

 

CA balance was $894

 

Original principle "loan" via Speedy Cash was $500

 

They offered $581 to settle/pfd

 

I countered with $450 (about 50% of balance owed)

 

They accepted that for pfd because they said they saw I made 2 "large" payments when I originally had the account. I am guessing I could have shot for less than $450, but it is done and dealt with.

 

This process took less than 5 minutes and the CSR even started with "I assume you want this off your CRs quickly and don't want to do a payment plan". That is correct...

 

They said it should be iff my CRs within the next 30 days.

 

I hope this helps someone!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
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Message 80 of 128
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