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I'm going to apologize for this being long to start with but i think you'll need the back story to make sense of it.
In February 2015, I went to the ER for major pains in my chest. Worse than having babies ever thought of being and so bad I was screaming in a pillow. The ER nurse asked how bad it was and I said a 10. When I got to the back the dr said I had gerd, he gave me something nasty to drink and after I waited in the room for a couple hours, he had the nurse send me home. I went to a specialist in March and told her and she did tests and I had surger to remove my gall bladder on April 15. At the end of April, I got a hospital bill for the ER. I called the patient services office and they reviewed it and said the dr was negligent and wrote off the bill. Then i got a bill from the ER dr separately and I disputed it. They said it was valid since I did "see" him. I called the hospital again and she said no she would call them. A couple months ago, the patient services person died and i've heard nothing else from that dr's billing dept. Until about a month ago. I received a bill from Phoenix Financial and it is now showing as collections on my CR. The Phoenix bill lists Cascade Capital LLC Seriece C as the creditor but the bill was originally from Emergency Management Group. I've never heard of Cascade and never got a bill from them.
What do I need to do to get rid of this thing? It is for $169 but it's the principal of the matter. They offered a settlement for $101 but I still don't want to pay that. Ideas???
I would send them an ITS letter explaining that it has already been negated per whomever authorized it. ITS letter is intent to sue.