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Collection suggestions???

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Valued Member

Re: Collection suggestions???



fused wrote:
DVs PO CAs.



So you suggest I PFD instead of DV?
Message 11 of 15
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Valued Contributor

Re: Collection suggestions???

The difference wouldn't be noticeable to you.. your score would still look less-than-ideal. But to a potential creditor, if they look past the number and see what's on your CR, it would be very encouraging for them to see that you've addressed all your old baddies.
Message 12 of 15
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Valued Member

Re: Collection suggestions???



ivyalmighty wrote:
The difference wouldn't be noticeable to you.. your score would still look less-than-ideal. But to a potential creditor, if they look past the number and see what's on your CR, it would be very encouraging for them to see that you've addressed all your old baddies.


Thats what I thought. Take care of the problem and then let time heal the wounds.
Message 13 of 15
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Moderator Emeritus

Re: Collection suggestions???

What I am saying is always know what  could or might happen before you start attacking baddies on your reports. A PFD can be had without PIF, but a judgment not as likely. The last thing you need is a new judgment on your reports.
Message 14 of 15
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Moderator Emeritus

Re: Collection suggestions???



ivyalmighty wrote:
The difference wouldn't be noticeable to you.. your score would still look less-than-ideal. But to a potential creditor, if they look past the number and see what's on your CR, it would be very encouraging for them to see that you've addressed all your old baddies.


I agree! Mortgage lenders are a fine example.
Message 15 of 15
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