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No problem, and hopefully your response will help others. I know for a fact with all of the negative accounts I have or have had in the past, they were all as bad as they could get lol. My accounts are either in good standing / never late, or were charged off. So I guess unless I'm missing something, the only way is up on those accounts haha.
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I didn't use a template, I just sent letters explaining the situation, why the account became delinquent, etc. But just google GW letter template and you should find a bunch.
@Anonymous wrote:Unfortunately I have no way of proving that I paid the debt aside from knowing that I paid the debt lol.
But it's to the VA and I am again receiving payments from them, so we both know the debt has been repaid (2/3 CRA's show the account as paid). But we are dealing with the government here, so I'm not surprised they are only partially accurate.
Account won't be removed until 12/2019
What # are you using to call VA? I had a similar issue where they were reporting $0 to 2/3 correctly and 1 with a balance. I called VA and they said just dispute. I said no that's not good enough send me proof this has been paid (mind you 4 whopping years ago!). Received letter 2 days later from them debt paid $0 balance. In dispute pursuit now with letter upload proof so should be resolved soon.
I have just been calling the Debt Management Center at 1-800-827-0648
@Anonymous wrote:I have just been calling the Debt Management Center at 1-800-827-0648
Awesome yeah that's how I got through as well. Is it reporting to all 3 CRA's or just 1 or 2 and if so which ones? Hope this gets resolved quickly for you!
@topgunvfAwesome yeah that's how I got through as well. Is it reporting to all 3 CRA's or just 1 or 2 and if so which ones? Hope this gets resolved quickly for you!
It's reporting to all 3 bureaus. I got in contact with someone higher up with the VA, local to my area. He did some digging for me, but came back and basically told me that the VA would not remove the account from my reports. So I'll have to wait for this to naturally fall off around 1/2020...Oh well, I tried!