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Collections, Student Loan Rehab process, and advice moving forward please!

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FireMedic1
Community Leader<br> Mega Contributor</br>
Community Leader
Mega Contributor
‎09-16-2019 11:38 AM
‎09-16-2019 11:38 AM

Re: Collections, Student Loan Rehab process, and advice moving forward please!

@Gcharb23 Always have 1 card report a small balance and PIF after the statement cuts and before the due date. FICO doesnt care for no cards reporting any balance. Theres 15+ or more points waiting for ya.


Message 11 of 13
Gcharb23
Established Member
‎09-16-2019 10:20 PM
‎09-16-2019 10:20 PM

Re: Collections, Student Loan Rehab process, and advice moving forward please!

So typically I have them all PIF except 1 I will leave a penny lol is that fine you think?

AMEX Delta SkyMiles Platinum ($6K)
AMEX Blue Cash Preferred ($10K)
Apple Card ($2K)
Cap1 QS ($3.2K)
Cap1 Savor ($3.8K)
Chase Sapphire Preferred ($14K)
Chase Freedom ($2.5K)
Discover IT ($4.2K)
SYNCB/AMAZON ($2.5K)
SYNCB/Paypal MC ($2.5K)
Macy's AMEX CC ($1K)
Credit One ($750)
Message 12 of 13
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FireMedic1
Community Leader<br> Mega Contributor</br>
Community Leader
Mega Contributor
‎09-17-2019 01:21 AM
‎09-17-2019 01:21 AM

Re: Collections, Student Loan Rehab process, and advice moving forward please!

2-4% on one of the cards CL. Its still gonna be PIF either way.


Message 13 of 13
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