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Collections, Student Loan Rehab process, and advice moving forward please!

FireMedic1
Super Contributor

Re: Collections, Student Loan Rehab process, and advice moving forward please!

@Gcharb23 Always have 1 card report a small balance and PIF after the statement cuts and before the due date. FICO doesnt care for no cards reporting any balance. Theres 15+ or more points waiting for ya.





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 11 of 13
Gcharb23
Established Member

Re: Collections, Student Loan Rehab process, and advice moving forward please!

So typically I have them all PIF except 1 I will leave a penny lol is that fine you think?

Message 12 of 13
FireMedic1
Super Contributor

Re: Collections, Student Loan Rehab process, and advice moving forward please!

2-4% on one of the cards CL. Its still gonna be PIF either way.





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 13 of 13
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