No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I recently paid off a collection from Nationwide that was handled by Credit Collection Service.
It was just removed from all my report !
My question is I have 3 charge offs on CC's all with smaller balances, $1,008, $400, and one with a 0 balance.
Last payment was in late 2014. Only one (the $1K balance) is being handled by a CA that offered me a settlement.
I have not heard anything at all from the other two. Should I bother with doing the settlement or just ignore it and the
other two? I am getting my utilization down on my CC's and no other negatives. I really want to see a big score jump
by the end of the year.
If they are updating monthly settle as they are keeping your Fico depressed it they are not then I might just leave them alone at this point unless that settlement is a real good deal.
gdale6 Thanks for responding. It seems they are reporting but 1 is a 0 balance so nothing to settle. The other is less
than 1K but they have not reached out to me or offered anything. The other for 1 K has offered a decent settlement.
So you're saying I should accept the offer and that should help my score?