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I guess I do need to remember that even if I begin contributing a little bit here and there, it's still progress rather than sitting around wondering how I'm going to improve my finances. I know food and entertainment expenses are definitely areas I could significant cut back on. I would imagine I spend $200/mo on full service restaurants, not including fast food and coffee. Thank you for the advice! I really appreciate it.
Anytime.. Best thing to do is to stick with it after you get your CR in order. I've seen a few fall right back in the old traps and come here to climb back out.