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ConServe - University Debt

Creditmanaged
New Member

ConServe - University Debt

Hi! I'm new here and looking for advice.  
I had some old university debt go to collections. I emailed the school only to find out they had sent emails to an old email address that I have no longer any access too as it was found to be compromised and on the dark web(yikes). I'm not sure what to do at this point. ConServe said they wouldn't  PFD as it has something to do with inaccurate reporting. I've been working really hard to get my credit built back up after being young and reckless with my credit in my late teens/early 20s and had been on a really good track until this collections.

Message 1 of 7
6 REPLIES 6
kg3
New Member
New Member

Re: ConServe - University Debt

Hi, I am new here also and I have the same issue. ConServe popped up on my cr after so much hard work. I contacted the Department of Ed and they gave me the number of the student feedback helpline. The number is 1-844-651-0077. I am hoping they can help. But I would be interested in any advice with this collection that anyone could offer, as well. I haven't contacted them yet. 

Message 2 of 7
Panamanian
Valued Member

Re: ConServe - University Debt

LOL I had this problem in 2014. I went directly to the university....accounts receivable. They were able to pull-up account even though they sold it, and I paid the 2accounts about the sum of $8k. I don't think the young cashier didn't know she wasn't suppose to do that. Sent the credit bureau the receipts and they removed the account. Got a call from conserve and they were mad asking all kind of questions. 

03/13 Walmart $300 graduated to $800 on 07/13 then $1100 on 11/09; 03/13 Amazon Store $700 graduated to $800 06/13....graduated to 1700 10/13; 04/13 VS $250, 12//12 Cap1 Secure $200 graduated to $300 05/13, 03/13 Cap1 $500 graduated to $1500 07/13.
Current: Lender pulled Transunion 630 Myfico Exfax 630, Experian 630 09/13

New Goal: 675-700 by Jan 2014.
Hoping to close 12/03/13.
Message 3 of 7
quikj9
Frequent Contributor

Re: ConServe - University Debt

I also had a unpaid collection with ConServe a couple of years ago. Like @Panamanian, I was able to pay the debt directly through my school.  

 

With a bit of badgering, I convinced the bursar's office to call ConServe and ask that they stop reporting my account to the CRA's. They took it off within a couple of months.

 

Good luck!




Message 4 of 7
Creditmanaged
New Member

Re: ConServe - University Debt

I sent an email to University but they weren't much help. I may try going in person and see if I can plead my case about it and explain the situation. Thanks y'all. 

Message 5 of 7
Panamanian
Valued Member

Re: ConServe - University Debt

Good luck! Yes, I had better luck in person. It was busy with students trying to register for school. I pressure them a little like you want this $8k or what lol 

03/13 Walmart $300 graduated to $800 on 07/13 then $1100 on 11/09; 03/13 Amazon Store $700 graduated to $800 06/13....graduated to 1700 10/13; 04/13 VS $250, 12//12 Cap1 Secure $200 graduated to $300 05/13, 03/13 Cap1 $500 graduated to $1500 07/13.
Current: Lender pulled Transunion 630 Myfico Exfax 630, Experian 630 09/13

New Goal: 675-700 by Jan 2014.
Hoping to close 12/03/13.
Message 6 of 7
quikj9
Frequent Contributor

Re: ConServe - University Debt

I also advise going to the university's office and being persistent about the account. It took me many calls, emails and a couple of in person visits to have them get ConServe to remove the paid collection from my credit report. 

 

Good luck to you! I really hope you're able to get them deleted. 




Message 7 of 7
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