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First off Happy Thanksgiving... Am I the only one on here worried about credit while the bird is cooking?? anyway lol
Score is 836 (Fico) but the reports say "You have few accounts that are in good standing"
this goes back to the question that has been asked 100 times on here (twice by me) is credit karma right when they say you need 21+ accounts? I ask this because I have 6 open accounts all very old, all in perfect standing, never late, low to no balance, and its saying this, 1 installment, 0 inquiries.
thats Equifax.... NOW take a Transunion that shows all my accounts (like 6-7 more that EQ does not OF COURSE) and it does NOT say that message... so is there truth to this???
Hell even my Experian has 2 less accounts as my Trans and even IT says that same message.. I'm confused
Credit Karma is all marketing hype. They show you VantageScores and your credit reports to get you to come to the website. All the fluff and hype is to make you think you need more credit. This is all a ploy so they can tout credit products and make money. Of course, you need 21 plus accounts! How else is Credit Karma going to collect referral fees?
But it seems Fico is agreeing with that if you look at my situation
@Stugotsv10 wrote:
Score is 836 (Fico) but the reports say "You have few accounts that are in good standing"
By gosh by golly, you have a FICO of 836... what are you concerned about?
Just wondering why its sayng that
This was not through CK tho, I mearly stated maybe CK was right because other sites seem to agree
@Stugotsv10 wrote:This was not through CK tho, I mearly stated maybe CK was right because other sites seem to agree