I have 2 small student loans back from 2008; altogether the payoff would be $3276 as of today. Both loans are with ACS Education w/ 6.8% interest on both and based on my previous income & situations I'm only paying $41 a month for both but now I'm financially better and want to pay them off quicker. Is it better to just continue paying ACS but make larger monthly payments? Or is it better to try to consolidate them into one loan? Idk how that works with student loans but I'm guessing interest incurring on both is costing me more. Any advice? I hate that it took me so long to tackle such a small thing but between forbearances, deferments and life I haven't been able to do much more until now.
