I have a (possibly stupid) question about Credit Card CO's.
I have 2 CO's - neither of which I can afford to PIF. Is it ever a good idea (or can you even) try to set up a payment plan for a CO? I am just trying to figure out how I can tackle these CO's because they are hurting my utilization in a big way and I really want to do SOMETHING with them. They are both past SOL for my state (PA).
Looking forward to responses! :-) Thanks!
So my best bet would be to just save money every month and try to come up with a lump sum to settle with them?
That's what I would do for now. I am trying to find PA codes to read and am having a hard time doing that. Some states have easier codes than others.
I'll let you know what I find out.
Thank you! :-)