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Credit One Credit Card Reinstatement

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New Member

Re: Credit One Credit Card Reinstatement

Do you mind providing the email that you used to send the GW request to remove the tradeline? I have 2 chargeoffs with them and am brand new to the forum and this whole process!  Thanks! Smiley Happy


Current Score: EQ 569 TU 578 EX 583
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Message 11 of 17
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Frequent Contributor

Re: Credit One Credit Card Reinstatement

Same here!

If someone has the email and what was said please PM! Thanks!!

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Message 12 of 17
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New Member

Re: Credit One Credit Card Reinstatement

Would also be interested in email used. I have a charge off that I’ve disputed as it was opened fraudulently but they continue to deny by FTC and dispute. Would like to try another method to have it removed.
Message 13 of 17
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Established Member

Re: Credit One Credit Card Reinstatement

PM me the email as well please i just payed midland.

Message 14 of 17
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Community Leader
Senior Contributor

Re: Credit One Credit Card Reinstatement

@jnbowmar, how old was your collection with Midland? Based on the date of first delinquency I mean. Midland’s published policy is that they’ll delete their reporting for a debt that’s paid and is at least two years old. If yours is two or more years old, they’ll automatically delete themselves from your reports.


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Message 15 of 17
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Established Member

Re: Credit One Credit Card Reinstatement

@ImTheDevil its over two years, midland already deleted from EQ, but i still need to get the credit one charge off removed. 

 

I hate credit one but if they offered me a reinstatement Id probably take it, but since the account has been closed for two years they probably wont.  Ill probably just track down the emial to request a GW removal. 

Message 16 of 17
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New Member

Re: Credit One Credit Card Reinstatement

I have a credit 1 CO can you please tell me how you got them to remove the CO.
Message 17 of 17
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