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Macys has still not updated 60+ days after paying balance.
Other than Macys, attaking this last collection on report is the last immediate thing I need to fix on my report.
My TU FICO is 666. I have come a long way since the 467.
I just need to address these student loan charge offs. They are my current nightmare, with companies coming out of the wood work all of a sudden.
I have made progress and recently was approved for a Cap1 card with $3k limit. This is about triple my avg limit which is around $1k.
Score will probably dip with lowered AAoA... but hoping that over the next six months I can take care of this haunting SL deliquency which is $34k with a past due balance of nearly $10k so I can get more prime cards.
Until then working on the student loan TL with multiple negatives.