My Progress Thread- Credit Scores in the 400s. Reality check.

[collics]

5/20/2020

Cavalry hired FBCS to collect on their behalf and offered the same settlement as they did before. I accepted it and paid it today. Cavalry says they delete within 30 days. Will update when removed and any score change.

[Anonymous]

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@collics wrote:

5/20/2020

Cavalry hired FBCS to collect on their behalf and offered the same settlement as they did before. I accepted it and paid it today. Cavalry says they delete within 30 days. Will update when removed and any score change.

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That is awesome!

Congrats!

One more down! Woo hoo!

[sarge12]

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@collics wrote:

Another update today. Experian jumped 16pts!

idk what's going on with Equifax :/

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Just for the record, Equifax marches to the beat of a different drummer.....and that drummer is usually selling your data to the highest bidder...just saying!

[collics]

Experian increased 8 points today :-)

MyFico site hasn't updated it yet but they are typically exactly the same. 

[collics]

Equifax increased 8 points :-)

[collics]

Cavalry has updated the amount owed to $0 on experian. 

[Anonymous]

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@collics wrote:

Cavalry has updated the amount owed to $0 on experian. 

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woohoo!

Win!

That is awesome!

It is always exciting to see positive movement!

[collics]

As of July 2 2020. Scores decreased a bit and now gaining back.
Decreased Discover balance by $200 and Cavalry deleted collection account. 

[Mjhall85]

What great progress! way to go!!

[Anonymous]

Wow, you are doing such a great job!  Keep up the good work.