K... I'll hop on it as soon as I finish my lunch (brunch?).... eating.
Personal Aphorism:"Forget What You Feel, Remember What You Deserve" Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647 Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790 Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782 2022 Goal Score | 800s My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12 Report Status: Clean Garden Status:
Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Is AZEO even relevant after you have three revolving accounts, and incidentally out of the penalty window? And anyway, it takes a lot of work to juggle multiple accounts into an all zero balance upon closing dates. Do you all have that "one card" that takes on the purchase power while others are waiting in the zero status, like Batman, lurking over Gotham City, hmm?
I'm with the- heavy usage, pay down about 4-5 times a month and make sure to pay off by due date- method.