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Credit increase question


Re: Credit increase question

That sounds good to me Smiley Happy

1 (one) Safeway reward
(zero) RiteAid points
Goal : Fill out paperwork for Fred Meyer loyalty card and get a fancy dangly key fob
Message 21 of 23
Valued Contributor

Re: Credit increase question

@Remedios wrote:

That sounds good to me Smiley Happy

K... I'll hop on it as soon as I finish my lunch (brunch?).... eating.

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 05/2020: EX 780 ✦ EQ 758 ✦ TU 781
Current FICO 9s | 04/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s

My AAoA: 3.1 years not incl. AU / 3.5 years incl. AU
My AoOA: 7.3 years not incl. AU / 9.3 years incl. AU
Inquiries: EX 1/6 | 1/12 ✦ EQ 1/6 | 1/12 ✦ TU 1/6 | 1/12
Report Status: Clean

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 22 of 23
Frequent Contributor

Re: Credit increase question

Is AZEO even relevant after you have three revolving accounts, and incidentally out of the penalty window? And anyway, it takes a lot of work to juggle multiple accounts into an all zero balance upon closing dates. Do you all have that "one card" that takes on the purchase power while others are waiting in the zero status, like Batman, lurking over Gotham City, hmm?

I'm with the- heavy usage, pay down about 4-5 times a month and make sure to pay off by due date- method.

Message 23 of 23
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