Credit report question

[Anonymous]

I notied there are a few things on my credit report like Kays which has been paid off in full and on time for 2 yrs and its reporting as a negative impact is that  because it was closed?

[tomfromrictmame]

Was it ever late?

[Burned2manybridgesB4]

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@tomfromrictmame wrote:

Was it ever late?

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[tomfromrictmame]

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@Burned2manybridgesB4 wrote:

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@tomfromrictmame wrote:

Was it ever late?

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OP states they have a derog TL, but they have been on time for 2 years.  What's the derog info?

[Burned2manybridgesB4]

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@tomfromrictmame wrote:

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@Burned2manybridgesB4 wrote:

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@tomfromrictmame wrote:

Was it ever late?

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OP states they have a derog TL, but they have been on time for 2 years.  What's the derog info?

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I know...just waiting for the OP's reply.