abc1121, I have smiliar questions to you, and I didn't see the need of posting another thread. I have some confusions about dates too. All the information below is from my stupidity of having credit cards in college...didn't really understand what I was doing and how it would affect me in the future. 
I have posted some information from my Transunion credit report. My confusion is about date opened and date reported. With the information posted below, am I able to request that information be removed from my account?
I have posted some information from my Transunion credit report. My confusion is about date opened and date reported. With the information posted below, am I able to request that information be removed from my account?More about ASSOC/CITI
Remarks:
[TransUnion] Account closed by consumer
[Experian] Credit line closed - grantor request-reported by subscriber
[Equifax] Paid account/Zero Balance
Past Due: $0
High Balance:
Terms:
Limit: $XXXXX
Payment Due: $0.00
Payment Status: Experian - Paid satisfactorily, Equifax - Pays account as agreed, Transunion - Unrated
Opened: 10/01/1999
Reported: 03/01/2003
Responsibility: Individual
____________________________________________________
More about DISCOVER FIN
Remarks:
[TransUnion] Charged off as bad debt
[Experian] Credit line closed-consumer request - reported by subscriber
Past Due: $0High Balance: $XXXXX
Terms:
Limit: $XXXXX
Payment Due: $0.00
Payment Status: Experian - Charge off, Transunion - Unrated
Opened: 04/05/1999
Reported: 02/25/2005
Responsibility: Individual
____________________________________________________
More about CAP ONE
Remarks:
[TransUnion] Charged off as bad debt
Settled - less than full balance
[Experian] Election of remedy - reported by subscriber
[Equifax] Settlement Accepted on this account credit card
Past Due: $0
Payment Status: Experian - Legally paid in full for less than full balance, Equifax - Bad debt & placed in collection & skip, Transunion - Settled, less than full balance
High Balance: $XXXXX
Terms:
Limit:
Payment:
Opened: 07/28/1998
Reported: 01/03/2005
Responsibility: Individual
____________________________________________________
More about ASSOC/CITI
Remarks:
[TransUnion] Charged off as bad debt
Canceled by credit grantor
TransUnion Experian Equifax
Past Due: $XXXXX
High Balance:
Terms:
Limit: XXXXX
Payment Due: $0.00
Payment Status: Charged off as bad dedt, canceled by credit grantor.
Opened: 06/04/1998
Reported: 01/26/2005
Responsibility: Individual
Got a letter from Crescent Saturday, May 10 after sending a DV Thursday, May 1. I had seen this on my CR since August 2007, but never knew what to do about it until this forum. I am truly grateful for all the GREAT info I've received here. Here is what the letter said:
"May 8, 2008
RE: Account # 100XXXXX
Original Creditor: AUC Platinum
Dear XXXX XXXXXXX:
I am in receipt of your correspondence regarding the above referenced account. Based on your investigation into this matter, Crescent Recovery, LLC has closed out the account and submitted to have our trade line deleted from your credit bureaus.
If you have any questions or need further assistance, please contact our office.
Thank you,
Jackie Lee-Anderson
Compliance Administrator"
Woohoo!! I am so thrilled about this. Checked my CR Saturday, and it had already been removed from TU. Score up 10 points! This was a CO for over $6,000 that was NOT mine, that is now OFF my CR.
Thank you MyFico.com Forum Members! 
Yes... I'll drink a FICOtini to that! 
So glad I got this resloved.