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So I applied for a savings account with DCU, planning on doing checking too, but reading some threads from a few years ago I'm seeing that they actually do a credit pull, I didn't see this anywhere when applying, and my current CU definitely only checkec chec systems, so I wasn't expecting that.
Does anyone know if the 620 score is still required? I read good things about them and wanted to start a relationship, but apparently I may have wasted a HP for nothing I have unpaid collections that haven't been deleted yet, but no BK.
Update: Spoke with CSR, apparently the minimum score is 580. I'm just below that, but expect to be past it when my other cards start reporting. She said I was asked for additional documents so that's a good sign, and if I am denied just apply again next month. So that's promising!
I'm in! Score. Will be setting up checking account right away.