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DCU Application?

Shambles
New Contributor

Re: DCU Application?

 


@AllZero wrote:
Congratulations on your membership!

You get free monthly FICO EQ 5 scores too.

EQ5 is what they use in their lending decisions as well, right? Little odd, but I'm not complaining! And thanks! Smiley Very Happy














Starting Fico's (09/2019)

549 EX

551 TU

550 EQ


(04/2020)

596 EX
609 TU

609 EQ


(07/2020)

708 EX

640 TU

720 EQ


All ficos 740+ as of 12/2020

Message 11 of 14
AllZero
Mega Contributor

Re: DCU Application?

Yes, from what I've read, it's EQ 5 across the board. 😃 Doesn't make sense for an auto loan unless you have a strong EQ5.
Message 12 of 14
Shambles
New Contributor

Re: DCU Application?


@AllZero wrote:
Yes, from what I've read, it's EQ 5 across the board. 😃 Doesn't make sense for an auto loan unless you have a strong EQ5.

I'm sure I don't, as I've never had a mortgage, but from what I've read they have some great rates, I figure joining 2 CU's and letting them fight over my business when I end up needing that auto loan will be beneficial. Plus, both offer great unsecured options too. Though that's a ways away~














Starting Fico's (09/2019)

549 EX

551 TU

550 EQ


(04/2020)

596 EX
609 TU

609 EQ


(07/2020)

708 EX

640 TU

720 EQ


All ficos 740+ as of 12/2020

Message 13 of 14
AllZero
Mega Contributor

Re: DCU Application?

Good call on joining a couple CUs. I'm a member of a few. It's nice to have in case I need to use them for a variety of their products.
Message 14 of 14
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