DCU Loan Suite question

[Anonymous]

Does anyone know if these are really pre-approvals? I'm seeing every loan they offer in the Suite, but I don't think I can actually be pre-approved for all of these. I don't need anything for the next 6 months or so, but I'm wondering, does it show all of these to everyone?

[Anonymous]

I’m not a customer of theirs so I can’t say for sure, but I would bet it’s marketing and not actual preapprovals.

[Jnbmom]

The only thing I get is the 1000 loan with a terrible rate like 22% ( yeah right) but I cold apped a few months ago for the DCU platinum card and got it and it never appeared on my loan suite preapprovals. I have checking and savings with them but all total is 13.00 bucks.

[Anonymous]

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@Anonymous wrote:

Does anyone know if these are really pre-approvals? I'm seeing every loan they offer in the Suite, but I don't think I can actually be pre-approved for all of these. I don't need anything for the next 6 months or so, but I'm wondering, does it show all of these to everyone?

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The loan suite lists all of the loan products. If the button below each loan type is green and says "Apply Now", you're not preapproved. If the button is orange and says "Accept Offer" then you are preapproved for that product. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Does anyone know if these are really pre-approvals? I'm seeing every loan they offer in the Suite, but I don't think I can actually be pre-approved for all of these. I don't need anything for the next 6 months or so, but I'm wondering, does it show all of these to everyone?

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The loan suite lists all of the loan products. If the button below each loan type is green and says "Apply Now", you're not preapproved. If the button is orange and says "Accept Offer" then you are preapproved for that product. 

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That makes sense! So yeah definitely not approved, but something to work towards. Thanks for the replies everyone