Trying to figure things out before I send out specific letters. On the image below, would my DOFD be AUG 2005?
Hello to you!
Based on what you have provided in the picture, I would put the DOFD as August 2007. (Anyone please correct me if I am wrong)
This would be due to the fact that it is when the account first became delinquent and was never brought current again. The original August 2006 30 day late does not count in the DOFD since it was brought to current thereafter up until August 2007. I hope this helps to clarify!
Starting Score: EX: 646, EQ: 624, TU: 639 (07/26/2013)For sure! Definitely want you to have the correct information to better serve you in the next steps coming up for you. 
That will do it, thanks to the both of you!