DV letter sent no response

[SSH0126]

Should we state we want collection deleted?

[guiness56]

You can tell them but the CRA has nothing to do with a CA not responding to a DV letter. 

"I dispute this debt" in a DV is not a dispute of the accuracy or completeness of information in a TL on a CR.   Therefore, you're not disputing under 1681s-2(a).

[SSH0126]

OKay so.. 

Ag-needs to know specifically what ? 

CRA- needs to be told specifically what? 

CRA-needs to be told specifically what? 

[guiness56]

Long, long ago, when I first started coming to these forums, posters would send a copy of the green card and a copy of the DV letter to the CRAs and ask that they delete based on the fact the CA never validated the debt.  Some had luck, some didn't.

[SSH0126]

Okay so I will try that with the CRA. 

Now with the Attorney General and the BBB my dispute should state that they are re-aging and not responding to the letters and include letters sent and certfied tracking..what code are the violating based on the previous posts? (We live in Texas if that makes a difference. I am wanting to have all letters typed up and sent out asap. Just needing a some guidance. All help appericated. 

[SSH0126]

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@guiness56 wrote:

File a complaint with FTC, AG and BBB.   cc the CA in each of the letters.

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I went on the Texas Attorney General Wesbite and seen this The Attorney General’s Office does not resolve individual consumer complaints. ???????

[guiness56]

Like the FTC, the AG may not resolve individual complaints but if they get enough complaints about a CA they can take action.  The AG has the power to sue a CA, take away their license, etc.  Yours could be the one complaint needed for them to take some sort of action.  I would submit a complaint anyway.

[cookiebird]

It is my understanding that Texas requires them to respond in 30 days but you have to state the code in the DV letters. Lesson learned for me too as I sent out DV letters without it. The ones I don't hear from I am going to send another DV letter stating that.