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dempi wrote:
Ok today I came home to find a business card taped to my door from my county sheriff's office warrant-civil unit. I know this is regarding that LVNV debt. On May 29 I wrote the Law firm that is trying to collect on this debt stating basically I know they are collecting on a debt for LVNV. I would like to settle this debt as quick as possible and will pay 250 per month and enclosed is a money order for payment showing a sign of good faith.Well I knew when I wrote this letter they wanted more was trying to bully me to pay more and I can't afford more. So, I guess I must go to court and I will be there. My question is do they automatically win? Will this place a judgement on my CRA? WIll they garnish my wages? I'm a single mom and I just can't afford to pay more. I don't want the judgement I'm so desperately trying to clean my reports up and I realize that is an ultimate baddie. But, I have nothing to tap into to come up w/3k. Need help please!!!!!!!!!!!!