Data Point: EX Credit Score increase once last baddie fell off

[SweetCreditObsession]

Here's a data point on a negative item aging off on your credit report:

I decided to let it age off so I could keep the account history.

My final baddie, (a 30D late from December 2015), fell off my EX credit report yesterday an I received a 36 point increase on my Fico 8.

Though I anticipated it dropping in December of this year or possibly January of 2023, EX seems to have proactively removed it 60 days early. 

Interestingly, the baddie is still present on my Transunion report and is absent on the Equifax report. I did not contact any of the CRA to request to remove this account or the baddie.

I hope that this helps you.

[FireMedic1]

Congrats. Dont see gains that high with a 30 day deleted often.