after a few weeks today i've decided to apply with a transunion score of 697 and 40,000 in debt but never late and was approved for 15,000
Welcome. I guess congrats is in order. Hope it helps your util on your 40k in debt. And doesn't put you 55k in debt. I wouldnt advise others to do the same thing in this same situation.
I finally decided to apply for this card and so glad I did! I'm in the middle of my rebuild (current scores in my sig) and was shocked to get approved with a $2k limit. This is now my 1st non-secured card. Thank you OP for this post!
thanks, my 40 k debt is below 12% of my total cc limits
Oh ok. Thats a different story. Here in this section we dont see stats like that often. Thats was scarey. Whew.