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Dealing with a Judgement

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New Contributor

Dealing with a Judgement

What is the best way to handle paying a judgement? I have never been served, or even notified of this judgement against me, just saw it on my credit report.

The OC is listed on my Credit Report, with a balance showing. I know I owe them, but I believe that the SOL to file judgement against me was up in Jan 2007. They apparently filed this judgement in May 2007, but I just now saw it on my CR.

I looked up the judgement in the Office of Public Records through my County Court's website, and it says it was filed/recorded on 4/22/08... which is probably why it's just now showing on my CR.

How should I deal with this?
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6/27/08 - FICO: TU-566 EQ-593 EX-627
FAKO: TU-598, EX-567, EQ-579
Goal: mid600's on all by August 2008!
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New Contributor

Re: Dealing with a Judgement

dispute it with cra
Message 2 of 3
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Moderator Emeritus

Re: Dealing with a Judgement



abc1121 wrote:
What is the best way to handle paying a judgement? I have never been served, or even notified of this judgement against me, just saw it on my credit report.

The OC is listed on my Credit Report, with a balance showing. I know I owe them, but I believe that the SOL to file judgement against me was up in Jan 2007. They apparently filed this judgement in May 2007, but I just now saw it on my CR.

I looked up the judgement in the Office of Public Records through my County Court's website, and it says it was filed/recorded on 4/22/08... which is probably why it's just now showing on my CR.

How should I deal with this?


A debt past SOL doesn't mean you are immune from a lawsuit. Past SOL is simply your defense in court. Since you were not at the hearing, the judgment was entered by your absence...automatic default.
Message 3 of 3
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