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Deciperhing my credit report


Deciperhing my credit report

How do I read this thing? Don't even know where to start repairing!

Message 1 of 3
Moderator Emeritus

Re: Deciperhing my credit report

Hello and welcome to the forums.  That's why you came here, for help.  Leave off any personal information, account numbers, name, etc. and post it on here.  We will teach you the ins and outs of it.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 3
Moderator Emeritus

Re: Deciperhing my credit report

Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations

Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.

What Steps Do I Take - great for learning the repair process.

and Example letters - PFDs, GWs, DVs, etc.

Message 3 of 3