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Deleted Medical Collections

New Visitor

Deleted Medical Collections

I'm usually only a reader/Troll on these boards, but I've actually joined now. I want to share some of my success in having medical collections removed from my CRs.


I Called and paid the collection and asked it they would do a pfd if I paid he entire balance. They agreed, but instead of waiting for them to update, I initiated disputes online and many were off a few days later. One CA told me they could not do a pfd and I still paid it off,disputed and it was removed. I explained to them, that despite my Internet education I'm going to take them at their word for the pfd and that since I was paying them regardless there was no need to lie about whether or not they could make that happen. 


Next project:

30/60 day late mortgage payments



Message 1 of 4
Established Contributor

Re: Deleted Medical Collections


Message 2 of 4
Moderator Emeritus

Re: Deleted Medical Collections

Congrats on the success for your deletions.  Keep it up!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
Frequent Contributor

Re: Deleted Medical Collections

Woohoo!  Congratulations!

Message 4 of 4