Deleted account re added after being sold

[jmyers76]

Hi everybody;

   I was wondering.   I understand after reading the fcra that an account can only be re added after notification is sent, and the cra certifies the account as being legit.  What i didnt find is reference to that same hypothetical account being re added after being sold?      The account was deleted and removed, then the ca instead of going to the trouble to have the debt certified just sells it like a hot potatoe to another ca .   THen it gets re added without being certied and this is legal?   To me its a  major dodge around the law.  After all its the same debt from the original creditor that was deleted and removed.  IT hasnt changed in nature but there it is, and now isnt being deleted the second time around, when nothing changed in the debt that was deleted the first time.   OR does the fcra apply regardless if the debts been sold?

 thanks

 jerrod

[rootpooty]

I believe the cra's have to notify you 5 days or something along those lines before re inserting a deleted derog.

does this debt belong to you or did you just get lucky and dispute it and win?