No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I tried for the last card I want in my wallet (until I get to primeland). I mean, don't get me wrong, I want a Discover and AMEX in my wallet, but for now I have MORE THAN ENOUGH. So I applied and was denied. I called the number and she told me she had no information to get the letter and call back (blah blah blah). So my first question is, ho to get a recon? How much time do I have for a recon?
Does Walmart offer secured credit cards? I only want Walmart for their 5 cent gas break. I have a Target card for $200. Everybody has said Walmart is very bankruptcy friendly, but what to do?
TU is at 479? These secure credit cards are useless. My score is doing nothing......
You will need to get your TU score up before walmart will approve you. The way to do that is get a secured card and pay on time for at least 6 months. You have plenty of options for the secured card. Do some research on this site and you will find the card that will work for you. No walmart does not have a secured card.
I have 4 secured credit cards now. CapOne ($3K), PNC ($1300), NFCU (800), and Coke CU (2500). Plus unsecured Target for $200. Getting the balances back in line, but I see Walmart with gas at $3.10 where by me it's $3.65. The credit card would make it $3.05. It could be a hundred dollar limit. Just give me the discount. CreditKarma says if I pay my card balances to zero, I'll be at 500. If I let the cards go into collections, 470. 18 months of good payment history. Sorry, I'm depressed right now.
@tboy1977 wrote:I have 4 secured credit cards now. CapOne ($3K), PNC ($1300), NFCU (800), and Coke CU (2500). Plus unsecured Target for $200. Getting the balances back in line, but I see Walmart with gas at $3.10 where by me it's $3.65. The credit card would make it $3.05. It could be a hundred dollar limit. Just give me the discount. CreditKarma says if I pay my card balances to zero, I'll be at 500. If I let the cards go into collections, 470. 18 months of good payment history. Sorry, I'm depressed right now.
Where are you getting your scores ? CK ? If they aren't FICO scores then I would recommend pulling a FICO EQ or TU score at minimum to know where you really stand.
+1. Walmart credit cards are issued by GE Capital. I had a TU score of 655 when I was approved in 01/2012. I was given a low CL of $600. To my knowledge they do not offer a secured Walmart card at this time.
OP, your score is too low for approval right now. It appears based on your score that you may have derogs such as BK, CO or CA's reporting on your CR at this time. Perhaps you should work on those before applying for any additional credit. Or, you can just let time go by and garden your secured cards.
I just got approved for $250. I wanted for the gas discount but more importantly the Experian Fico score. I was denied in April and just reapplied. I thought I would be denied again cause I wasn't instantly approved but they sent me a letter saying to call their fraud prevention line. I had just moved and I had to answer some questions first.
@Anonymous wrote:I just got approved for $250. I wanted for the gas discount but more importantly the Experian Fico score. I was denied in April and just reapplied. I thought I would be denied again cause I wasn't instantly approved but they sent me a letter saying to call their fraud prevention line. I had just moved and I had to answer some questions first.
they dont offer an Experian Fico score