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Denied for Walmart card

tag
Repo-ed
Senior Contributor

Re: Denied for Walmart card

www.whogavemecredit.com

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 11 of 37
Anonymous
Not applicable

Re: Denied for Walmart card

I thought it was Experian for some reason. But they do offer the Transunion score right? Haven't received the card yet.

Message 12 of 37
jk26978
Regular Contributor

Re: Denied for Walmart card

tboy1977 .... For some reason, I too want this card - mostly b/c we do our grocery shopping there and would be nice to have around Christmas shopping time. (which I save up the cash for)  I applied in October of 2010 and was denied instantly - my BK 7 discharged in December 2009.  My scores were higher than yours are currently at that time and they denied me with the only reason given - BK.  So.....long story short - I am "trigger" shy now.....too afraid to apply for anything for fear of being denied and dinging my scores for a denial.   So...I do understand what you are saying...it is very frustrating but we WILL get there.....faith and hope and just keep moving forward. 

 

Guess you could say I have been in the garden pretty much ever since  other than stepping out in April 2012 to get a 12 month note from my CU just for a "mix" of credit.

 I have just never joined officially but read the thread faithfully.

 

Just don't let it get you down, there are companies that will accept you as you have already noticed....just keep moving on and things will get better with time.

 

 

Thanks  Smiley Happy

 

K


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 13 of 37
rootpooty
Valued Contributor

Re: Denied for Walmart card


@Anonymous wrote:

I thought it was Experian for some reason. But they do offer the Transunion score right? Haven't received the card yet.


yes TU08 version

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 14 of 37
Repo-ed
Senior Contributor

Re: Denied for Walmart card

It will not be to much longer now, before you are able to get that free monthly TU score!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 15 of 37
Anonymous
Not applicable

Re: Denied for Walmart card

Denied a Walmart card. Called to get a recon as soon as I got the ltr and was told that nothing could be done because the application could not be re-opened & reapply in 30 days.
Message 16 of 37
ninjamike81
Regular Contributor

Re: Denied for Walmart card

I wanted to get this card also but am trigger shy.  B/C I was denied for old navy card in the beginning of July also GECRB  denied BC no revolving acts. I have a capitol one unsecured card now. the second reason was  to many 120+ for 1 acct from 2006 that reports every month. sol is up in 2 weeks on that though so after that I might try and reapply


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Message 17 of 37
Lasardo
Established Contributor

Re: Denied for Walmart card

For some reason I received a Walmart secured card but do not remember applying, which does not mean I did not.
I went through a phase of being "trigger happy" and applied everywhere it seems ..now I have several inquiry's on my EX but not my TU or EQ. My TU score is 724, EQ 644 and EX 597 ( have some collections left)
Could it be just a marketing ploy?
CS 728- 01/13 from 554-12/11
Goal: 800
Message 18 of 37
Anonymous
Not applicable

Re: Denied for Walmart card

Hi guys. I wanted to apply for a Wally world card. I was currently denied for a Discover IT unsecured, but was offered a secure version. Do you guys think I have a shot at the Wally world? I currently have 2 installment loans an 3 secured cards. 1 shared secured loan an a auto loan. As for my revolving, I have,  Bank of America, capital one an Discover IT.

Message 19 of 37
Anonymous
Not applicable

Re: Denied for Walmart card


@Anonymous wrote:

Hi guys. I wanted to apply for a Wally world card. I was currently denied for a Discover IT unsecured, but was offered a secure version. Do you guys think I have a shot at the Wally world? I currently have 2 installment loans an 3 secured cards. 1 shared secured loan an a auto loan. As for my revolving, I have,  Bank of America, capital one an Discover IT.


Your scores seem too low to me, but IDK their requirements. How many inquiries do you have on your reports, and what is your AAoA?

Message 20 of 37
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