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I thought it was Experian for some reason. But they do offer the Transunion score right? Haven't received the card yet.
tboy1977 .... For some reason, I too want this card - mostly b/c we do our grocery shopping there and would be nice to have around Christmas shopping time. (which I save up the cash for) I applied in October of 2010 and was denied instantly - my BK 7 discharged in December 2009. My scores were higher than yours are currently at that time and they denied me with the only reason given - BK. So.....long story short - I am "trigger" shy now.....too afraid to apply for anything for fear of being denied and dinging my scores for a denial. So...I do understand what you are saying...it is very frustrating but we WILL get there.....faith and hope and just keep moving forward.
Guess you could say I have been in the garden pretty much ever since other than stepping out in April 2012 to get a 12 month note from my CU just for a "mix" of credit.
I have just never joined officially but read the thread faithfully.
Just don't let it get you down, there are companies that will accept you as you have already noticed....just keep moving on and things will get better with time.
Thanks
K
@Anonymous wrote:I thought it was Experian for some reason. But they do offer the Transunion score right? Haven't received the card yet.
yes TU08 version
It will not be to much longer now, before you are able to get that free monthly TU score!
I wanted to get this card also but am trigger shy. B/C I was denied for old navy card in the beginning of July also GECRB denied BC no revolving acts. I have a capitol one unsecured card now. the second reason was to many 120+ for 1 acct from 2006 that reports every month. sol is up in 2 weeks on that though so after that I might try and reapply
Hi guys. I wanted to apply for a Wally world card. I was currently denied for a Discover IT unsecured, but was offered a secure version. Do you guys think I have a shot at the Wally world? I currently have 2 installment loans an 3 secured cards. 1 shared secured loan an a auto loan. As for my revolving, I have, Bank of America, capital one an Discover IT.
@Anonymous wrote:Hi guys. I wanted to apply for a Wally world card. I was currently denied for a Discover IT unsecured, but was offered a secure version. Do you guys think I have a shot at the Wally world? I currently have 2 installment loans an 3 secured cards. 1 shared secured loan an a auto loan. As for my revolving, I have, Bank of America, capital one an Discover IT.
Your scores seem too low to me, but IDK their requirements. How many inquiries do you have on your reports, and what is your AAoA?