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@DustyStash wrote:Best advice I can give you to avoid going broke ;o) ... is if you havent already ... instead of buying reports ... sign up at myfico for 30 day free trial of scorewatch .. or you can pay 8.95 a month i think is the other option. Or go to Equifax site and sign up for their score watch thing .. whatever it is .. its 9.95 a month i think. They'll monitor your EQ FICO score and send you alerts when new accounts are added, inquiries, balance changes etc. If you already have either of these, then disregard. but it beats buying reports over and over =o). good luckSparky