I just got this email. "Delete this account" is what it says! Obviously the proof is in the pudding but I think this is success. THANK YOU myfico!:
Thank you for providing me with the detailed information.
You will be receiving a letter within the next 7 working days from Credit Protection Association that this account has been closed
CPA is sending revised information to Equifax, Esperian and TransUnion to delete this account from their records. Please allow 6 to 8 weeks.
Oh, this wasn't little! It was the only thing standing between us and a mortage. I'm trying not to get terribly excited, as I still need to see it actually delete, but if it does - it's damn near a miracle LOL.
Thank you for the congrats.
I believe in miracles!
This just happened for me as well. My LO can do a rapid rescore using the letter sent by the collection agency. Try that so you wont have to wait 6-8 weeks to get the mortgage process going. Best of Luck
Congrats Keep up the Good Work!