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Did my discover card graduate?

jason0618
Frequent Contributor

Did my discover card graduate?

I have a secure discover card. I logged in this morning (I also have my checking account with them) and my credit limit has gone from $450 to $1,000.  Did I finally graduate?

 

 Opened the account in November, 2019 with $250.  Bumped my deposit to $450 the following month. 

utilization has been all over the place. 0% some months, 90%? Other months. My most recent statement cut February 15 and was about 60%.

 My score has improved from about 500 fico to currently 625.  Still not good, but vast improvement. 

I've not gotten an email, and I don't see anything in my account telling me it graduated. I still don't see a luv button on the app anywhere either. 

does anyone know?

Scores as of 04/2021





Gardening until further notice
Message 1 of 11
10 REPLIES 10
designated_knitter
Established Contributor

Re: Did my discover card graduate?

I would say you have!  CONGRATULATIONS!  I know it is a great feeling!

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 2 of 11
Belle2018
Regular Contributor

Re: Did my discover card graduate?

It seems so. 
Congrats! 


 

Message 3 of 11
blindambition
Community Leader
Senior Contributor

Re: Did my discover card graduate?

Congrats!!!, it certainly looks like a graduation. 🎓 

Smiley Happy

Message 4 of 11
AllZero
Super Contributor

Re: Did my discover card graduate?

Congratulations on your CLI and graduation 🎓!
Message 5 of 11
ewstgif
Established Member

Re: Did my discover card graduate?

This is exactly what happened to me when my Discover card graduated. You'll get an email within a couple of days confirming. Congrats!!


Message 6 of 11
quikj9
Regular Contributor

Re: Did my discover card graduate?

@jason0618 Congrats on your graduation and CLI! This is exactly what happened to me when my card graduated as well. 




Message 7 of 11
jason0618
Frequent Contributor

Re: Did my discover card graduate?

Well that's great then. Hopefully I'll get that email soon. Should i try for a CLI sometime or does discover usually want you to wait 6 months like capital one?

Scores as of 04/2021





Gardening until further notice
Message 8 of 11
ImTheDevil
Community Leader
Super Contributor

Re: Did my discover card graduate?

Policy as of last year - no CLIs until an account is a year old. Wait for your 12th statement to cut, make your payment, then ask.



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy Platinum | Navy cashRewards | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $149,400 | Agg. Util 9%
Message 9 of 11
jason0618
Frequent Contributor

Re: Did my discover card graduate?

I got the email from discover. As expected, it did graduate. I'm happy. 

Scores as of 04/2021





Gardening until further notice
Message 10 of 11
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