I have a secure discover card. I logged in this morning (I also have my checking account with them) and my credit limit has gone from $450 to $1,000. Did I finally graduate?
Opened the account in November, 2019 with $250. Bumped my deposit to $450 the following month.
utilization has been all over the place. 0% some months, 90%? Other months. My most recent statement cut February 15 and was about 60%.
My score has improved from about 500 fico to currently 625. Still not good, but vast improvement.
I've not gotten an email, and I don't see anything in my account telling me it graduated. I still don't see a luv button on the app anywhere either.
does anyone know?
I would say you have! CONGRATULATIONS! I know it is a great feeling!
This is exactly what happened to me when my Discover card graduated. You'll get an email within a couple of days confirming. Congrats!!
@jason0618 Congrats on your graduation and CLI! This is exactly what happened to me when my card graduated as well.
Well that's great then. Hopefully I'll get that email soon. Should i try for a CLI sometime or does discover usually want you to wait 6 months like capital one?
Policy as of last year - no CLIs until an account is a year old. Wait for your 12th statement to cut, make your payment, then ask.
I got the email from discover. As expected, it did graduate. I'm happy.