I worked hard a few years ago to fix up credit post bankruptcy and car reposession. Things were good until my bipolar wife ran up multiple cards and then stopped paying when she was unable to work due to illness. I was an AU on several cards that were showing on my credit. Citibank, wellsfargo, and chase were all nice about removing the entries. There was a discover card that we actually settled with so its not even a charge off. It wasn't my card or debt, but I paid when they sued my wife. Now it is on my credit showing late payments and paid for less than owed. I'm angry that I did the right thing (paid) and now I'm suffering even though I'm not responsible. Disputing via credting reporting agencies, letters and emails to discover....nothing has worked. Is discover always so tough to deal with?
