Applied for a Discovered Secured Card with $500 deposit on Jan 25, 2018 with a Fico TU at 546.
Age: 32
Income: 95K
Collections: 2 (both paid off as of Jan 2018)
I received my 7th credit statement few days ago.. and a few hours ago I got my graduation.. No email/message though.. I just randomly logged into my account and BAM I see $1800 as my total credit line. But I wonder how long it takes for them to send me my $500 back?
Tips- I double dipped alot since this was my only card.. I probably put around ~$700/month on it.. I am also using a self-lender loan thats been on auto pay since Jan 2018... its an $1100 loan and I have about $400 left 
I also applied for a USAA 1.5% cash back card few days ago and was approved for $3K Limit.
As of this moment, my fico scores are around 666-674 across the board. Only 2 credit cards and self-lender for me at the moment. Going to be patient and apply for the Chase Freedom in January so that I'll have a year of credit history under my belt... since I know Chase is a stickler for that!
Life is looking a whole lot better than the beginning of the year thats for sure.. going to go congratulate myself with a tasty beer to end the night. Cheers everyone
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Starting Scores: No Scores (03/2018)
Congratulations! Looks like you're going about this the right way
@StackDev wrote:
I received my 7th credit statement few days ago.. and a few hours ago I got my graduation.. No email/message though.. I just randomly logged into my account and BAM I see $1800 as my total credit line. But I wonder how long it takes for them to send me my $500 back?
Congrats.....I got my deposit refund about a week after the email came (which was a day after I noticed the CLI on my phone app). 2 beers tonight since it's Friday......
Congrats on the graduation. Enjoy the beer.
Congrats!!
hopefully I to will be posting about the same thing come my 7th statement.
hopefully I to will be posting about the same thing come my 7th statement.
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