I want to make sure I understand my situation correctly. I've been in my student loan since graduating in 2015. My payments are always due on the 25th of every month. I always make it a priority to pay way early around the 5-10th of every month and I've never been late since. My last payment was May 07th. I ran into some other financial matters that I needed to take care of and told myself I'd deferr my payment a week or so.
Well... I forgot to pay until today, June 29th! It's been over 30days since my last payment in May. Is this going to be a hit on my credit report? Or should I be okay since I was only 5 days past the June 25th statment due date?
In summary my May statment was paid to $0 due on the 7th, my next payment was over 30 days later on June 29th paid again to $0 due for the month.
Tending my Garden til 6/2020
30 days late = 30 days past your due date.
CR won't be affected but your accounts, fees, etc may be.
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